Talk America is an integrated communications provider marketing a bundle of local and long distance services to residential and small business customers utilizing its proprietary "real-time" online billing and customer service platform. Talk America provides a complete communications package that combines basic local and long distance calling with popular and unique features. The services are based on the efficiency of its low-cost, nationwide network and the effectiveness of its systems that interface electronically with the Bell Operating Companies. Talk America is available in MI, OH, IN, TX, CA (new lower rates), NY, PA, GA, KY, LA, FL, AL, AK, KS, MA, MI, MS, NC, OK, SC, TN, VA, and WI.